Rich Habits Poor Habits , livre ebook

Wilkinson Publishing - Michael Yardney

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178 pages

English

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This book is your chance to learn the specific Rich Habits you must have in order to succeed as well as the Poor Habits that you must avoid at all costs.Read it to unlock the secrets to success and failure, based on Tom Corley's five years' study of the daily activities of 233 rich people and 128 poor people as the authors expose the immense difference between the habits of the rich and the poor. Learn the proven strategies of Michael Yardney, Australia's leading authority on the psychology of success and wealth creation and American co-author, Tom Corley, who's internationally acclaimed research on the daily habits of the rich and poor has changed the lives of hundreds of thousands of ordinary people around the world. This book has been written for people who...- Are living from month to month but want to get out of the rat race and become rich- Are financially comfortable, but aspire for more- Want to create lifetime wealth- Want to teach their children how to become rich and leave a legacy

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Personal finance

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Publié par	Wilkinson Publishing
Date de parution	30 décembre 2016
Nombre de lectures	40
EAN13	9781912022182
Langue	English
Poids de l'ouvrage	1 Mo

Informations légales : prix de location à la page 0,0300€. Cette information est donnée uniquement à titre indicatif conformément à la législation en vigueur.

Extrait

Published by: Wilkinson Publishing Pty Ltd ACN 006 042 173 Level 4, 2 Collins Street Melbourne, Vic 3000 Ph: 03 9654 5446 www.wilkinsonpublishing.com.au
Copyright © 2016 by Thomas C. Corley and Michael Yardney.

All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form by any means without the prior permission of the copyright owner. Enquiries should be made to the publisher.

Every effort has been made to ensure that this book is free from error or omissions. However, the Publisher, the Author, the Editor or their respective employees or agents,shall not accept responsibility for injury, loss or damage occasioned to any person acting or refraining from action as a result of material in this book whether or not such injury, loss or damage is in any way due to any negligent act or omission, breach of duty or default on the part of the Publisher, the Author, the Editor, or their respective employees or agents.

Creator: Corley, Tom, author.
Title: Rich habits poor habits / Tom Corley and Michael Yardney.
ISBN: 9781925265828 (paperback)
Subjects: Finance, Personal, Wealth, Investments.
Other Creators/Contributors: Yardney, Michael, author.
Internal design by Spike Creative Pty Ltd Richmond, Victoria. Ph: (03) 9427 9500 spikecreative.com.au
NOTE TO READER

This publication contains the opinions and ideas of the authors. It is sold with the understanding that neither the author nor the publisher is engaged in rendering legal, tax, investment, insurance, financial, accounting, or other professional advice or services in this publication. If the reader requires such advice or services, a competent professional should be consulted. Relevant laws and regulations vary from state to state and from country to country and are subject to constant revision and amendment.
Any opinions, conclusions or recommendations set forth in this book are subject to change without notice.
The strategies outlined in this book may not be suitable for every individual and are not guaranteed or warranted to produce any particular results. Past performance may not be a reliable indicator of future performance.
This book has been written without taking into account the objectives, financial situation or needs of any specific person who may read this book, which means that before acting on the information in this book, the reader should seek appropriate professional or financial advice.
No warranty is made with respect to the accuracy or completeness of the information contained herein, and both the author and publisher specifically disclaim any responsibility for any liability, loss or risk, personal or otherwise which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents within this book.

ACKNOWLEDGEMENTS

Michael Yardney

This book, like almost everything else in my life, is the result of a team effort.
Firstly, I must thank Tom Corley, without whose efforts this book would never have been conceived or completed. Thank you for your friendship, support, insights and the many long days and nights spent in the original conception of this book and for allowing me the privilege of being your co author.
To my wife Pam – thank you for encouraging me, supporting me in every way and putting up with all my late nights and weekends on the computer. She endures my almost fanatical attitude to business and investment, and continually encourages me through all the good times and through all the things I still need to learn. I am humbled by her love and devotion, which I try hard to match, but never quite succeed.
Special thanks go to my family, including the six children in our blended family, as well as our nine grandchildren, for their love and encouragement.
Further thanks to my business partners Gavin Taylor, George Raptis, Shannon Davis, Kate Forbes and Kevin Turner as well as the whole team of property professionals at Metropole.
And this book would not have been possible without the skills of Nicola McDougall, our brilliant and supportive editor who took our words, notes and scribbles and made sense from them, crafting them into this manuscript.
Over the years I have read almost every book about wealth creation, success and investment ever written. I have learned a lot along the way and there are many ideas sprinkled throughout this book that I have learned from others. I guess I had to learn everything from someone at one stage, so I am sorry I cannot acknowledge everyone – I really can’t remember where I first came across many of my strategies.
Where I recollect first hearing about an idea I try to give credit where it is due, but if I have omitted mentioning your name, please excuse me as I shamelessly acknowledge borrowing other people’s good ideas picked up from observation or from conversation, books, blogs, CDs, DVDs and seminars. As knowledge about becoming rich and successful isn’t one individual’s sole domain and there are really no secrets, I can only assume that these people also learned from other people’s ideas, books, blogs, CDs, DVDs and seminars.
I must make special mention of Robert Kiyosaki who contributed to some of my concepts about wealth discussed in this book and I have also learned from the many successes, and even some of the failures, of the over 2,000 property investors I have personally mentored through my 12-month mentorship program. I am very proud of your successes.
I must thank Michael Wilkinson from Wilkinson Publishing for having faith in me way back in 2006 and publishing my first book. Michael has become a friend and mentor and continues to encourage me to write.
And finally to you, the reader – thank you for choosing to invest in this book. Please take advantage of the information we have to offer by using it to obtain the success you deserve.
Section One

Why we can teach you to be rich

Tom Corley and Michael Yardney
Introduction
The rich are getting richer — but are you?
Study after study shows that while the rich are getting richer, the middle class are working harder and longer than they did a decade ago, but have less to go around each week.
And what’s happening to the poor?
They’re growing in numbers and they’re hurting. And their numbers are swelling as we are slowly losing a middle-class — but the poor don’t get much attention. Yet the growing ranks of the financial have-nots is a bad sign for our economy.
In the old days miners took canaries down into the mines with them to warn of impending danger. When the canary keeled over, the miners ran realising the atmosphere was becoming a threat to their lives. Today the poor are the canary for our society, warning of impending dangerous conditions to our economies and lives.
It may not seem fair, but the fact is the “income gap” is increasing and most financial experts only see this trend continuing with no end in sight. One of the realities of life is that, despite living the best of times in some of the richest countries in the world, most people today are struggling financially. And the gap between the wealthy and the average person only seems to be getting wider.
So, this has led many people to ask, “Why do the rich keep getting richer?”
Most of the time, it’s not because of luck. It’s not because of the family they were born into and it’s not because they won the lottery.
Wealthy people simply do things differently. They think differently, they act differently and they have different habits.
Our goal in writing this book is to reassure you that wherever you are in your financial life today, you too can become rich.
But to become rich you’ll have to do things differently. You’ll have to think differently. You’ll have to behave differently. And you’ll have to develop different habits — Rich Habits.
What we’re going to show you has worked for us and countless others, so there is no reason why you can’t achieve your financial dreams if you’re willing to take the time to learn how to attain them.
However, this is not a book about money, investing, real estate or stocks — there are plenty of good books out there on these topics — in fact, Michael has written a number of them that you can find at www.MichaelYardneyBooks.com.au . Instead this is a book about modelling the way rich people feel, think, act and behave. It is a book about developing Rich Habits (the habits most rich people exhibit) and deleting Poor Habits.
But don’t misunderstand us — we believe that talking about getting rich is really a discussion about what’s important to you in achieving a fulfilling life.
This will mean different things to each and every reader, but if you’re honest with yourself, in Western societies, money is seen as the number one benchmark of success — not only do we want to keep up with the Joneses, many of us want to have a bigger and better house and car than they do, too.
And even if you don’t aspire to riches or a big home or a fast car, if like many people you live in fear because your wallet is empty, we’d like you to have the satisfaction in life of knowing that you’re financially secure.
Can this book really make me rich?
We bet that when you picked up this book you wondered, “Can this book really make me rich?”
The truthful answer is — possibly.
There are only two ways to learn what you need to know about becoming rich. You can learn from your own mistakes and experiences or you can learn from the mistakes and experiences of others . The first way is too hard, too expensive and too demoralising.
The second method — learning from the experiences of others — is by far the cheapest and easiest, yet it is also the least used.
Imagine if we offered you two books: Here’s one with all the mistakes you could make; And here’s another one with all the ways to do it right.
Which one would you choose?
Interestingly, most people choose to try and learn to do things on their own, howe