Earning Information for Teens, 1st Ed. , livre ebook

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229 pages

English

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A propos
Informations
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Description

Basic consumer information and guidelines on financial and workplace planning and covers a variety of topics of interest to prospective teen workers, including guidelines on when and how a teen can work; resume preparation; conducting job searches; navigating workplace culture and performance expectations; spending wisely; saving and protecting earnings and credit history; and improving financial and working skills, with money management tools and other resources for financial information offered as additional resources.

Sujets

Financial plan

Young Adult Nonfiction

Personal Finance

Informations

Publié par	Infobase Publishing
Date de parution	01 décembre 2018
Nombre de lectures	0
EAN13	9780780815766
Langue	English
Poids de l'ouvrage	1 Mo

Informations légales : prix de location à la page 0,2662€. Cette information est donnée uniquement à titre indicatif conformément à la législation en vigueur.

Extrait

Teen Finance Series
Earning Information For Teens, First Edition
Teen Finance Series
Earning Information For Teens, First Edition
Tips For a Successful Financial Life
Including Facts about Child Labor Laws, Teen Jobs, Résumé Preparation, Job Search, Workplace Skills, Workers’ Rights, Workplace Safety, and Workplace Stress

615 Griswold, Ste. 901
Detroit, MI 48226

Bibliographic Note
Because this page cannot legibly accommodate all the copyright notices, the Bibliographic Note portion of the Preface constitutes an extension of the copyright notice.

* * *

OMNIGRAPHICS
Angela L. Williams, Managing Editor

* * *

Copyright © 2019 Omnigraphics

ISBN 978-0-7808-1575-9
E-ISBN 978-0-7808-1576-6

Library of Congress Cataloging-in-Publication Data
Title: Earning information for teens / Angela L. Williams.
Description: 1st Edition. | Detroit, MI: Omnigraphics, [2018] | Series: Teen finance series
Identifiers: LCCN 2018042236| ISBN 9780780815759 (hard cover: alk. paper) | ISBN 9780780815766 (ebook)
Subjects: LCSH: Finance, Personal. | Teenagers--Finance, Personal. | Financial literacy.
Classification: LCC HG179 .E227 2018 | DDC 332.02400835--dc23
LC record available at https://lccn.loc.gov/2018042236

Electronic or mechanical reproduction, including photography, recording, or any other information storage and retrieval system for the purpose of resale is strictly prohibited without permission in writing from the publisher.
The information in this publication was compiled from the sources cited and from other sources considered reliable. While every possible effort has been made to ensure reliability, the publisher will not assume liability for damages caused by inaccuracies in the data, and makes no warranty, express or implied, on the accuracy of the information contained herein.

This book is printed on acid-free paper meeting the ANSI Z39.48 Standard. The infinity symbol that appears above indicates that the paper in this book meets that standard.

Printed in the United States
Table of Contents
Preface
Part One: When and How Can You Work?
Chapter 1—Child Labor Laws in the United States
Chapter 2—Age Requirements for Getting Employed
Chapter 3—Teen Labor Participation
Chapter 4—When and Where Is a Teen Allowed to Work?
Chapter 5—Part-Time Employment
Chapter 6—Working during College
Chapter 7—Seasonal Jobs
Chapter 8—Summer Employment: A Snapshot of Teen Workers
Chapter 9—Hazardous Occupations for Teens
Chapter 10—Other Job Opportunities for Teens
Part Two: First Steps—Résumé Preparation and Job Search
Chapter 11—Assessing Yourself and Your Future
Chapter 12—Career Planning for High Schoolers
Chapter 13—Creating a Résumé
Chapter 14—Finding a Job
Chapter 15—Networking for Teens
Chapter 16—Apprenticeship: Earn While You Learn
Chapter 17—Internships: Previewing a Profession
Chapter 18—Job Scams
Chapter 19—Types of Job Scams
Part Three: On the Job
Chapter 20—The Rules of the Game: Preparing Youth for the World of Work
Chapter 21—What New Workers in Entry-Level Jobs Need to Be Able to Do
Chapter 22—Workplace Skills
Chapter 23—Workplace Ethics
Chapter 24—Workplace Safety
Chapter 25—Workers’ Rights
Chapter 26—Workplace Stress
Chapter 27—Work–Life Balance
Part Four: Managing Your Earnings
Chapter 28—MyMoney Five
Chapter 29—Youth Financial Knowledge and Capability
Chapter 30—Youth Tax Education
Chapter 31—Budgeting
Chapter 32—Electronic Banking
Chapter 33—Ways to Make Money Online
Chapter 34—Develop a Financial Plan
Chapter 35—How to Save and Invest
Chapter 36—Managing Money in the Real World
Chapter 37—Managing Money/Financial Empowerment
Chapter 38—Financial Checkup
Part Five: Smart Spending
Chapter 39—Online Shopping: A Guide for E-Consumers
Chapter 40—Using Debit and Credit Cards
Chapter 41—Credit Card Payments and Late Payments
Chapter 42—Mobile Wallet Services Protection
Chapter 43—Online Payment Services
Part Six: Saving and Protecting Your Earnings
Chapter 44—Savings and Investing
Chapter 45—Banking Basics
Chapter 46—If Debit or Credit Cards Are Stolen
Chapter 47—Beware of Online Perils and Internet Fraud
Chapter 48—Identity Theft and Identity Fraud
Chapter 49—Telemarketing Scams
Chapter 50—Ten Things You Can Do to Avoid Financial Fraud
Part Seven: Looking Ahead
Chapter 51—Self-Employment
Chapter 52—Investing Wisely
Chapter 53—Your Credit History
Chapter 54—Credit Scores and Why They Matter
Chapter 55—Ways to Establish and Maintain a Healthy Credit Score for Your Startup or Small Business
Chapter 56—Using Credit Wisely
Chapter 57—Credit Report and Credit Report Errors
Part Eight: If You Need More Information
Chapter 58—Online Money Management Tools
Chapter 59—Resources for Financial Information
Index
Preface
About This Book
The U.S. Bureau of Labor Statistics (BLS) reports the number of youth working, from the age of 16–24 years has increased from 2 million to 20.9 million from April to July 2018. With technology and information at their fingertips, teens today earn, shop, and live in new ways and want the financial independence to do so. One way to achieve that independence is a job. Employment can offer financial security. However, the challenge for any teen is to find the right job and choose a career path that would benefit them in the future.
Earnings Information for Teens, First Edition provides insights into the world of work for teens. It offers the reader information on labor laws, teen workforce participation, age requirements, and various kinds of employment available in the market. Other featured topics include self-assessment, résumé preparation, job searches, apprenticeships, internships, networking, and how to recognize a job scam. The book also explains the organizational skills that are expected of teens in the workplace and outlines basic workers’ rights and ways to maintain work–life balance. Sections on managing earnings wisely and spending smartly are included as well as are explanations about the usage of credit and debit cards, online payments, and electronic banking. The book also explains how to build a financially secure future and includes sections on credit history, credit reports, and investing wisely. The book concludes with a list of online money management tools and a directory of resources for financial information.
How to Use This Book
This book is divided into parts and chapters. Parts focus on broad areas of interest; chapters are devoted to single topics within a part.
Part One: When and How Can You Work? opens with child labor laws, including the Fair Labor Standards Act (FLSA) and the Occupational Safety and Health Act (OSHA). This part talks about how teens have become a prominent part of the labor force, and progresses to rules and regulations established by the government for teens as to when and where they may work, specific age requirements, and work hazards involved. The part also talks about the different kinds of job opportunities for teens and employment during different seasons.
Part Two: First Steps—Résumé Preparation and Job Search begins with the topic of self-assessment for teens, which helps them discover a career path they would like to take in the future. Preparations that would steer them in their career choice include creating a résumé, researching a job, and networking. The part also provides basic information about apprenticeships, internships, and types of job scams.
Part Three: On the Job talks about how teens can ensure success on the job. The part details how young teens can prepare themselves for work with adequate skills for a job. It also provides information on workplace ethics, safety, rights, stress, and a chapter on work–life balance.
Part Four: Managing Your Earnings enhances youth financial knowledge and capability. A job provides income, but also requires teens to understand how to manage those earnings. Since teens may not have much knowledge in making basic choices for their finances once they have a job, this part explains effective money management and developing a financial plan, and the benefits of savings and investments. Financial checkups are also a must for teens who want to manage their earnings well. The part also includes tax education for teens, electronic banking, and financial empowerment.
Part Five: Smart Spending discusses cashless transactions. Basic knowledge about debit and credit cards is necessary in today’s modern world. Tips on how teens can spend smartly and be safe are included in chapters about managing money, online shopping, safety about mobile wallets, and late payments.
Part Six: Saving and Protecting Your Earnings begins with information on savings and investing, banking basics, and stolen debit or credit cards. Cybercrimes, identity theft and fraud, and telemarketing scams are on the rise, so this part also teaches teens how not to become a victim of financial fraud.
Part Seven: Looking Ahead discusses self-employment, credit history, the credit scoring system, improving credit scores, credit reports, credit report errors, ways to maintain a healthy credit score, and why credit scores matter. The part concludes with advice on investing wisely.
Part Eight: If You Need More Information offers online money management tools and resources for financial information.
Bibliographic Note
This volume contains documents and excerpts from publications issued by the following government agencies: Administration for Children and Families (ACF); Board of Governors of the Federal Reserve System; Centers for Disease Control and Prevention (CDC); Consumer Financial Protection Bureau (CFPB); Federal Bureau of Investigation (FBI); Federal Communications Commission (FCC); Federal Deposit Insurance Corporation (FDIC); Financial Literacy and Education Commission (FLEC); Federal Student Aid; Federal Trade Commission (FTC); Inte