Designing And Building Your Own Home , livre ebook

Straightforward Publishing - Roger Sproston

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96 pages

English

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In the current housing climate, more and more people are finding it very difficult to get their foot on the housing ladder. Quite often, when the opportunity to do so arrives, buyers have to settle for second best, having had no say in the design and construction process, just to get a roof over their heads. However, there is another way which does take a lot more effort, and a lot more involvement, but which is ultimately very rewarding. That is self-building your own home.

Informations

Publié par	Straightforward Publishing
Date de parution	25 juillet 2018
Nombre de lectures	0
EAN13	9781847168948
Langue	English
Poids de l'ouvrage	1 Mo

Informations légales : prix de location à la page 0,0300€. Cette information est donnée uniquement à titre indicatif conformément à la législation en vigueur.

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Straightforward Guides
Roger Sproston, Paul Marshall, Jayne Marshall 2018
Roger Sproston, Paul Marshall and Jayne Marshall have asserted the moral right to be identified as the authors of this work.
All rights reserved. No part of this publication may be reproduced in a retrieval system or transmitted by any means, electronic or mechanical, photocopying or otherwise, without the prior permission of the copyright holders.
ISBN 978-1-84716-806-1 978-1-84716-894-8 (ePub) 978-1-84716-898-6 (Kindle)
Printed by 4edge www.4edge.co.uk Cover design by Bookworks Derby
Architects drawings and designs, including cover drawing created by Paul Gaughan Building consultants www.paul-gaughan.co.uk
Whilst every effort has been made to ensure that the information contained within this book is correct at the time of going to press, the author and publisher can take no responsibility for the errors or omissions contained within.
Acknowledgements
The authors would like to thank the following :-
Paul Gaughan and David Brotherhood who were the Building Consultants who supplied drawings and design for the self-build in this book.
John O Neil for the 3D designs. j.a.oneill@me.com
Paul and Jayne would like to especially thank Nicholas Birkin and his team for building our home, and for his advice and friendship over the years.
Contents
Introduction
Why self-build?
Saving money
Energy saving
Who builds their own home?
The role of government and the construction industry in encouraging self-build.
The Right to Build
PART 1-THE INITIAL STAGES
Ch. 1-Finding a Plot of Land For Your Self-Build
General
Brownfield sites
Greenfield sites
Using garden Space (Garden grabbing)
Case study-finding a plot generally
Buy to demolish
Designated areas
Buying land at auction
Different types of property auction houses
Those who attend auctions
What happens on the day?
What to look for when plot hunting
The Right to Build
What is a serviced plot?
Maintaining the Right to Build registers
Eligibility for the Right to Build
Local connection
Accessing the register
Can councils opt out of the Right to Build scheme?
What information do I need to supply?
The legal side of buying land
Steps in the conveyancing process
Ch. 2-Costs of Self-Build
Working out how much you are going to need
Working out the overall costs of a project
Purchase of a plot
Stamp Duty Land Tax
Costs of clearing a site and demolition
Financing costs
Payment of professional fees
Fees for planning approval and building regulation
Building materials and construction (labour) costs
Example build costs using Build Costs Calculator
Value added tax (VAT)
Reclaiming VAT
Eligibility
New homes
Conversions
Building materials
What doesn t qualify
How to claim
How long it takes
Ch. 3-Obtaining a Self-Build Mortgage
Make a detailed plan
Difference between an ordinary mortgage and a self-build mortgage?
Payment of the stage payments
The arrears-type self-build mortgage
The advance stage payment mortgage
When are the fees due?
Mortgage providers
Example mortgage costs
PART 2-GETTING A PROJECT OFF THE GROUND
Ch. 4-The Design process
Designing Your Home
Different routes to house design-how to go about it
Using professionals
Do-It-Yourself design
Bespoke designs
Golden rules when designing a home
Ch. 5-Obtaining Planning Permission
Planning permission generally
Permitted Development Rights
Outline and Full planning permission
Costs of applying for planning permission
Planning application requirements
Design and Access Statements
Planning Conditions
Planning decisions
Timeframe for planning approval
Planning application refused
Planning application approved and commencement of work
Carrying out works without planning permission
Extending planning permission
Example drawings for submission
Summary of the planning process
Ch. 6-Role of local Authority Building Control
Building control generally
More about procedures
PART 3. UNDERSTANDING THE CONSTRUCTION PROCESS
Ch. 7-An Overview of the Construction Process
Construction management generally
The Contract With Your Builder
The Procurement Structure
Scope of Work or Services
Contract Price
Payment Terms
Work on Site
Changes
Delays Time Extensions
Completion Defects Liability
Liquidated Damages
Insurance Liability
Ownership Risk
Termination Suspension
Longer Term Risks
Disputes
Ch. 8-Trades People Involved in Construction
Builders and subcontractors
Bricklayers and Groundworkers
Carpenters
Plasterers
Plumbers
Electricians
Painters and decorators
Wall and floor tilers
Roofers
Ch. 9-Estimating Building Works
General
Case study-estimating build costs
Ch. 10- Stages of Construction
Choosing and Buying Your Site
Overview of the construction process with illustrations
Snagging
The Defects Period
PART 4. POST CONSTRUCTION AND MOVING INTO YOUR HOME
Ch. 11-Steps Following Completion Of Your Home
Completion of the build
Completion certificates
Release of final funds
Insurance
VAT reclaim
Retention money
Log book and instructions
Disputes
Mediation and conciliation
Arbitration
Litigation
Conclusion to the book
Useful addresses and websites
Index
Appendix 1. Planning consent 3 bed Dorma bungalow (Paul and Jayne Marshall)
Introduction
For many people, the idea of building their own home remains just that: a nice idea, but unfortunately not achievable. First off, there is the thought that self-build means getting down onto the building site and doing all the work yourself. However, most often the reality is that self-build means that the self-builder works with a variety of people and businesses, such as architects and builders to construct their home.
Why Self-Build?

Paul and Jayne Marshall:
We first got involved in self-build in 1999, and got the idea initially through friends who were looking for properties. They found that the cost of a house at that time was far too expensive and decided to explore other avenues.
We were also in the same boat, and discussed the problem with a builder friend of ours, who offered to build a house for us, subject to finding a plot of land, which is always the main consideration. We found a plot in our home village, a house with an orchard, both on the market but later split into two plots, of which we bought one, which had been granted outline planning permission. The initial price was 40,000. We approached the estate agent as it had been on the market for three months and offered 25,000 for the plot. This was rejected and Jayne contacted the owner who met us on site. She stated that she had never received the revised offer. We offered 27,000 which was accepted. This was our very first self-build and we have never looked back.!
On the face of it, it seems easier to just buy a house, without getting involved in the whole process. However, deciding to self-build a home and maintain control of the design and build means that you can end up with the home you want, designed to your own specifications and at a much lower cost than a traditionally bought home. Building your own home from scratch is the ultimate chance to create something that is completely designed around your own unique needs and your future aspirations.
Self-built homes can also combine the best features available to homeowners. For example, labour-saving features such as a central vacuum and even automated home technology can be incorporated at a fraction of the cost you might expect. These features can revolutionize your lifestyle: at the touch of a button you can control the heating, climate, lighting and entertainment functions of your entire home.
Saving money
By going through the process of creating a design and having a personal input with the house building process, you can usually save yourself 30% plus on the market value. As a guide the house that you spend 200,000 (on the full project) should quite easily be worth 300,000 plus if all goes to plan. The potential equity to be made also means that many self-builders repeat the process three or four times, ending up with a bespoke home that is mortgage free.
Energy saving
One other big advantage of self-build is that you can design your home to be green, sustainable and energy saving. A green home is designed to be highly efficient and to make use of natural energy harvested from the local environment. The majority of self-builds today incorporate some green features and as a result, their energy profile and carbon footprint can be tiny when compared to a conventional house. This means that not only is the effect you have on the environment reduced, but it is likely that the effect energy bills have on your wallet will be reduced as well.
Who builds their own home?
All types of people choose to build their own home - from young couples and singles starting out on the property ladder to families and those wanting a retirement pad for two. Age is certainly no barrier, whilst for those with accessibility needs, and their families, self-build is often the only way to achieve a home to fit their special requirements.
Finance and DIY skills (or a lack of) should not be deterrents either. Self-build can offer many people on low incomes a chance to own their own home without having to fork out local market prices - custom and community build projects are a fine example of this (see chapter 1 ).
So, where do you start? This book covers all the essential stages of self-build from finding land and finance, the design process, obtaining planning permission, the construction process and the final process of moving in.
As a backdrop to all this activity, it is very important to understand the moves that have been underway to promote self-build, making the whole process easier, both from national organizations such as the National Cust