Public Comment, Subprime Mortgage Lending, Consumer Bankers Assn.

May 7, 2007 Office of the Comptroller of the Regulation Comments Currency Chief Counsel’s Office 250 E Street, SW Office of Thrift Supervision Public Reference Room 1700 G Street, NW Docket No. 2007-3005 Washington, DC 20552 Mail Stop 1-5 Attn.: Docket No. 2007-09 Washington, DC 20219 regs.comments@ots.treas.govregs.comments@occ.treas.gov Jennifer J. Johnson Robert E. Feldman Secretary Executive Secretary Board of Governors of the Federal Deposit Insurance Corporation Federal Reserve System th th550 17 Street, NW 20 Street and Constitution Ave., NW Washington, DC 20429 Washington, DC 20551 Comments@FDIC.gov Attn.: Docket No. OP-1278 regs.comments@federalreserve.gov Mary Rupp Secretary to the Board National Credit Union Administration 1775 Duke Street, Alexandria, VA 22314-3428 Regcomments@ncua.gov Re: Proposed Statement on Subprime Mortgage Lending; 72 Fed. Reg. 10533 (Mar. 8, 2007) Ladies and Gentlemen: 1The Consumer Bankers Association (“CBA”) appreciates the opportunity to comment on the Proposed Statement on Subprime Mortgage Lending (“Statement”) issued by the 1 The Consumer Bankers Association is the recognized voice on retail banking issues in the nation's capital. Member institutions are the leaders in consumer financial services, including auto finance, home equity lending, card products, education loans, ...