Do You Have Contents Insurance to Protect Your Valuable Possessions

2 pages

English

Do You Have Contents Insurance to Protect Your Valuable Possessions

contentsinsurance - Barry Unruh

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2 pages

English

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Tout savoir sur nos offres

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Contents Insurance Cover was started to be the one stop resource for people buying or renewing their home contents policy along with those who need to make a claim but are not sure how. To learn more about contents insurance visit: http://www.contentsinsurancecover.co.uk/

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Publié par	contentsinsurance
Nombre de lectures	73
Langue	English

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Do You Have Contents Insurance to Protect Your Valuable

Possessions?

You may feel confident you have all the protection you need

with your home owners insurance, but are you really sure?

You may be shocked to discover many of your personal

possessions are not covered. You should always evaluate the

level of coverage for your possessions and determine if you

need to add additional contents insurance to be safe. Often

many items you would assume are covered may be excluded.

Are Your Electronics and Gadgets Covered By Your Policy?

If you have a household disaster you may be unpleasantly surprised to discover your current policy may

not cover items like cell phones, iPads, laptops, netbooks, or even portable movie players. Where you

expected to have all of your important possessions covered you could suddenly find yourself without

thousands of dollars of small electronics you enjoy using daily. Contents insurance should be evaluated

to make sure it covers all of these important devices.

Does Your Policy Include Outdoor Furniture and Decorations?

Stepping outside of your home you can

probably see other expensive items. You

may have lawn furniture in your garden.

You could have expensive water features or

statues decorating your lawn. Are those

items covered by your policy? Take a few

minutes to review your contents insurance

and see if it includes items in your yard or

only within the four walls of your home.

Is Your Home Office Included Under the

Coverage?

Insurance companies can be very picky about how they pay. If they see a way to cut the amount they

need to pay out they will take it. Many insurers view a home office as a separate space, a business

location, instead of being part of the home. Make sure you discuss you home office or home based

business with your insurer. Take time to make sure the existing home policy covers everything or if you

need to add additional contents insurance for your office items.

Do You Rent Out a Room?

Your tenant may be assuming their belongings are covered under your policy. You may even expect the

furnishings in the room to be covered. You may be shocked to discover when you begin renting out a

room, studio, or apartment all the rules change. Make sure you check into the rules on your current

policy and for contents insurance for tenants. The last thing you need is to discover the income stream

you were receiving for renting is now a major liability.

Check your coverage carefully and then you will be prepared to compare the costs for

contents

insurance

for you, and

contents insurance for tenants

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