CHECKLIST – ask yourself these questions

Student ServicesVisit our website atUNIVERSITYOF http://student.admin.utas.edu.au/services/finances/TASMANIAEmail: student.services@admin.utas.edu.auYOUR GUIDETOFINANCIAL SURVIVALATUNIVERSITYStudent OrganisationContact Student ServicesTUU Hobart: 6226 2495Launceston: 6324 3787SA Launceston: 6324 3757Hobart: 6226 2697North-West Centre: 6430 4999AcknowledgementsThis publication was developed by Student Services at the University ofTasmania. The development team would like to acknowledge the followingsources of information:Credit Union Services Corporation (Australia) Limited, 1998, Stop thatcrisis, bookletation (Australia) Limited, 1997,Budgeting – making it easy, bookletCentrelink, Austudy Payment: The Guide, January 2001http://www.centrelink.gov.au/internet/internet.nsf/filestores/aus0101/$file/aus0101en.pdfThis publication was updated/developed in November 2001.ContentsOverview 1Why you need a budget 1Preparing your budget 2Decide on your priorities 3Some tips for better budgetingand minimising costs 3Do you have a Health Care card? 4Are you coping financially? 5When trouble strikes – talk to your creditors 5Financial counselling 5Is employment an option? 6What is the Student FinancialSupplement Scheme 7Weekly/Fortnightly Budget PlannerAnnual Expenditure PlannerYour Guide to Financial Survival at UniversityOverviewThe majority of university students live on a low income and can experience difficultiescoping financially ...