1120 Connecticut Avenue, NW Washington, DC 20036 1-800-BANKERS www.aba.com By electronic delivery World-Class Solutions, Leadership & Advocacy Since 1875 March 9, 2007 Mr. Steve Hanft Legal Division Nessa Feddis Senior Federal Counsel Federal Deposit Insurance Corporation Phone: 202 663 5433 550 17th Street, NW. Nfeddis@aba.com Washington, DC 20429 Comments@FDIC.gov Study of Overdraft Protection Programs 72 Federal Register 5718, February 7, 2007 Dear Mr. Hanft, The American Bankers Association (“ABA”) appreciates the opportunity to submit our comments to the Federal Deposit Insurance Corporation’s (“FDIC”) “final version” of a survey to collect information on the features and usage patterns of overdraft protection programs in state nonmember financial institutions. The notice and request for comment is required by the Paperwork Reduction Act of 1995 as a means to reduce paperwork and respondent burden. The ABA, on behalf of the more than two million men and women who work in the nation’s banks, brings together all categories of banking institutions to best represent the interests of this rapidly changing industry. Its membership--which includes community, regional and money center banks and holding companies, as well as savings associations, trust companies and savings banks--makes ABA the largest banking trade association in the country. The final version of the survey is substantially the same as ...