Public Comment, CRA Q and A, National Bankers Association

hN10l\N_ bn^ker; W/0QN10N September 10,2007 Jennifer J. Johnson. Secretary Robert E. Feldman, Executive Secretary Board of Governors of the Federal Reserve Attention: Comments System Federal Deposit Insurance Corporation 20111 and Constitution Avenue, NW 550 1711' Street NW Washington, DC 20551 Washington, DC 20429 E-mail: E-mail: regs.comments@federalrcscrve.gov Cornments@FDIC.gov Office of the Comptroller of the Currency Regulation Comments 550 E Street SW Chief Counsel's Office Mail Stop 1-5 Office of Thrift Supervision Washington, DC 20219 1700 G Street, NW E-mail: Washington. Dc 20552 rc»s.comments(@occ.treas.[iov Arm: ID OTS-2007-0030 E-mail: reg.s.comments@.ots.treas.nov RE: Community Reinvestment Act; Intcragcncy Questions and Answers Regarding (Docket OP-1290-Federal Reserve; RIN 3064-AC97(FDIC); Docket ID OCC-2007-0012 (OCC); Docket ID OTS-2007-0030 (OTS)) Dear Ms. Johnson: Thank you for the opportunity to comment on proposed questions and answers regarding community reinvestment. Founded in 1927, the National Bankers Association represents the interests of minority and women-owned and managed financial institutions throughout the United States. Our member banks are located in 29 states and 2 territories, serving mainly distressed communities plagued by severe social and economic problems. Our members are deeply committed to providing employment opportunities, entrepreneurial capital and economic revitalization in neighborhoods ...