Public Comment CRA Q&A AC97, JPMorgan Chase

JPMorgan Chase Bank, N.A. Mark A. Willis JPMorgan Chase Community Development Group Executive Vice President One Chase Manhattan Plaza, 6th Floor New York, New York 10081 Telephone: 212-552-1798 Fax: 212-552-5545 September 7, 2007 Office of the Comptroller of the Currency 250 E Street, S.W. Mail Stop 1-5 Washington, D.C. 20019 By e-mail: Regs.comments@occ.treas.gov Jennifer J. Johnson, Secretary Board of Governors of the Federal Reserve System th20 Street and Constitution Avenue, N.W. Washington, D.C. 20051 By e-mail: Regs.comments@federalreserve.gov Robert E. Feldman, Executive Secretary Attn: Comments Federal Deposit Insurance Corporation th550 17 Street, N.W. Washington, D.C. 20429 By e-mail: comments@fdic.gov Regulation Comments Chief Counsel's Office Office of Thrift Supervision 1700 G Street, N.W. Washington, D.C. 20552 By e-mail: regs.comments@ots.treas.gov Re: Proposed Revisions to the Community Reinvestment Act Interagency Questions and Answers Regarding Community ent OCC: Docket No. ID OCC-2007-0012 FRB: Docket No. OP-1290 FDIC: RIN 3064-AC97 OTS: ID-OTS-2007-0030 (Mark Willis, 212-552-1798) Dear Sir or Madam: JPMorgan Chase Bank, N.A. and its bank affiliates (collectively, “JPMorgan Chase”) appreciate the opportunity to comment upon the Proposed Revisions to the Community Reinvestment Act Interagency Questions and Answers Regarding Community Reinvestment (the "Proposal") of the ...