Forensic Loan Audit Sample

CERTIFIED FORENSIC LOAN AUDITORS, LLC 13101 West Washington Blvd., Suite 140, Los Angeles, CA 90066 Ph: 310-432-6304; info@certifiedforensicloanauditors.com www.CertifiedForensicLoanAuditors.com Forensic Audit Report Prepared for: Law office of Mike Man Borrower(s): Joe Doe and Jan Doe Property: 123 Any Street, Any Town IL 60447 October 8, 2010________________________________________________ - 1 - 1 SAMPLE AUDIT TABLE OF CONTENTS Advisory Letter 3 Introduction 4 Report Summary 5 Summary of Loan Terms 8 Financial & Underwriting Analysis 9 Truth in Lending Act Analysis 11 HOEPA Analysis 13 RESPA Analysis 14 Predatory Indicators 15 Potential Additional Claims Analysis 18  Discrimination  Fraud  Foreign Language Translation  Breach of Contract  Breach of Implied Covenant of Fair Dealing  Breach of Fiduciary Duty  Unjust Enrichment  Unconscionability  Civil Conspiracy  Unfair/Deceptive Business Practices Other Claims & Recommended Legal Research 19 ________________________________________________ - 2 - 2 SAMPLE AUDIT10/8/2010 Law of Office of Mike Man 444 N. Avenue Anytown, IL 60657 Re: Forensic Audit for Mr. and Mrs. Joe Doe st nd Loan # 1 -7184, 2 -71845 & Wells Fargo #8967 Dear Mike Man: 1The loan transaction for the above-referenced borrower/property has been ...