3 Reasons You Need Liability Insurance for Deer Hunting

3 Reasons You Need Liability Insurance for Deer Hunting The 2014 hunting season in the state of Pennsylvania was the second safest on record, with only 29 incidents of hunters shooting themselves or others. The only year that was safer with 2013, when 27 incidents were reported. Compare that to the 552 shooting incidents reported in 1960. What is happening in Pennsylvania is actually occurring around the country. Hunting is being made safer through new hunter education, public awareness campaigns and efforts among hunting clubs to provide solid firearm education and training. Despite the measurably safer environment hunters now enjoy, incidents still occur. That is why both hunters and landowners needliability insurance for deer hunting. If you are a landowner or hunter considering not having insurance in place for the fall deer season, here are three reasons you might want to change your mind: Medical Care The cost of medical care in the United States continues to rise. We all know that. Nevertheless, how many of us know how bad it really is? Probably far too few. With most of us obtaining health insurance through our employers that result in minimum co-pays and deductibles, it is not unusual to be completely surprised to find out how much medical care costs after insurance runs out. For example, did you know that the average cost for a hospital stay in the U.S. is over $4,000? By the way, that number does not include extra tests and procedures.